Good Sam RV Travel Guide & Campground Directory

RV Insurance Elk River MN

Like shopping for auto or home insurance, it's best to shop around. One option is to discuss insurance with the dealer if you are considering an RV purchase. Chances are good that you can purchase insurance through the dealership. There are also several reputable firms which specialize in RV insurance. At the end of this article you will find a list of these firms you can contact to request a motorhome insurance quote.

Allstate - Greg Sniezek
(651) 243-4961
12908 Main St.
Rogers, MN
Description
Safe Drivers Save 45% or More. Call Your Local Allstate Agent Today. Quick and Easy!

Allstate Auto Insurance
(888) 355-7971
11660 Theatre Dr 260
Champlin, MN
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Allstate Auto Insurance
(888) 355-7971
8891 Autumn Oaks DR
Rockford, MN
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Doug Johnson Agency Inc - State Farm Insurance Agent
(763) 441-2482
370 Jackson Avenue
Elk River, MN
 
Griep- Jason D - State Farm Insurance Agent
(763) 497-4940
5721 La Centre Avenue Ste 310
Albertville, MN
 
Allstate Auto Insurance
(888) 355-7971
21151 John Milless Dr
Rogers, MN
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Allstate Auto Insurance
(888) 355-7971
7865 E Hwy 55
Rockford, MN
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Oakwood Insurance Agency Inc - Daniel Pecka Commercial Residential
(763) 441-8405
657 Main Street Northwest Suite 209
Elk River, MN
 
Allstate Insurance - Dean J. Peterson
(763) 441-0550
657 Main St
Elk River, MN
 
Beaudry Francis Insurance Agency
(763) 497-2797
5850 Barthel Industrial D
Albertville, MN
 

Insuring Your RV Investment

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Insuring Your RV Investment




At first glance, finding insurance for your RV might seem like a complex project. After all, how do you insure your home-on-wheels?

Never fear. Not only can your dealer and your lender both provide you with RV insurance, but there are also many other firms that specialize in RV insurance.

Like shopping for auto or home insurance, it's best to shop around. One option is to discuss insurance with the dealer if you are considering an RV purchase. Chances are good that you can purchase insurance through the dealership.

There are also several reputable firms which specialize in RV insurance. At the end of this article you will find a list of these firms you can contact to request a motorhome insurance quote.

When you shop, the Recreation Vehicle Industry Association recommends you keep these items in mind:

Motorhome policies should cover:
  • Liability

  • Comprehensive and collision coverage

  • Emergency living expenses

  • Furnishings, fixtures and appliances

  • Towing and labor costs

  • Fire department service charges
  • Uninsured motorist insurance

Policies for travel trailers, truck campers and pop-ups should include:
  • All-risk comprehensive coverage

  • Vacation liability for emergency motel and meal expenses

  • Towing

  • Fire department services

Other considerations:

There are several other factors you should know when purchasing insurance. First, your coverage needs may change if you use your RV for different purposes at different times of the year. For example, if you only go RV camping on weekends for part of the year then load up all your belongings to spend several months away from home, you may need additional coverage during the snowbird season.

Second, if you have a homeowner's policy, know which items in your RV are covered by that policy and which aren't. Consider additional theft or damage coverage for any personal items that are not covered by your homeowner's pol...

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