Good Sam RV Travel Guide & Campground Directory

RV Insurance Hannibal MO

Like shopping for auto or home insurance, it's best to shop around. One option is to discuss insurance with the dealer if you are considering an RV purchase. Chances are good that you can purchase insurance through the dealership. There are also several reputable firms which specialize in RV insurance. At the end of this article you will find a list of these firms you can contact to request a motorhome insurance quote.

Wenneker- Edwin L - State Farm Insurance Agent
(573) 221-2171
838 Grand Avenue
Hannibal, MO
 
Spratt- Craig S
(573) 769-3330
211 S Main St
Palmyra, MO
 
Dozier Insurance Agency
(217) 224-3121
820 State Street
Quincy, IL
 
Constable- Julie G
(217) 224-0087
508 S 11th St
Quincy, IL
 
American Family Insurance Jerry Poore - Agents- Poore Jerry
(217) 228-2275
1704 North 24th Street Suite 1
Quincy, IL
 
Wehde- Richard C - State Farm Insurance Agent
(573) 221-0204
2727 Saint Marys Avenue # J
Hannibal, MO
 
American Family Insurance
(573) 769-2405
116 East Lafayette Street
Palmyra, MO
 
Benner- Christopher L - State Farm Insurance Agent
(217) 222-2202
1621 Broadway Street
Quincy, IL
 
Jacobson- Bruce J - State Farm Insurance Agent
(217) 224-6665
2632 Broadway Street
Quincy, IL
 
American Family Insurance J Derksen - Agents- Derksen J R
(573) 735-4884
Po Box 261
Monroe City, MO
 

Insuring Your RV Investment

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Insuring Your RV Investment




At first glance, finding insurance for your RV might seem like a complex project. After all, how do you insure your home-on-wheels?

Never fear. Not only can your dealer and your lender both provide you with RV insurance, but there are also many other firms that specialize in RV insurance.

Like shopping for auto or home insurance, it's best to shop around. One option is to discuss insurance with the dealer if you are considering an RV purchase. Chances are good that you can purchase insurance through the dealership.

There are also several reputable firms which specialize in RV insurance. At the end of this article you will find a list of these firms you can contact to request a motorhome insurance quote.

When you shop, the Recreation Vehicle Industry Association recommends you keep these items in mind:

Motorhome policies should cover:
  • Liability

  • Comprehensive and collision coverage

  • Emergency living expenses

  • Furnishings, fixtures and appliances

  • Towing and labor costs

  • Fire department service charges
  • Uninsured motorist insurance

Policies for travel trailers, truck campers and pop-ups should include:
  • All-risk comprehensive coverage

  • Vacation liability for emergency motel and meal expenses

  • Towing

  • Fire department services

Other considerations:

There are several other factors you should know when purchasing insurance. First, your coverage needs may change if you use your RV for different purposes at different times of the year. For example, if you only go RV camping on weekends for part of the year then load up all your belongings to spend several months away from home, you may need additional coverage during the snowbird season.

Second, if you have a homeowner's policy, know which items in your RV are covered by that policy and which aren't. Consider additional theft or damage coverage for any personal items that are not covered by your homeowner's pol...

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