Good Sam RV Travel Guide & Campground Directory

RV Insurance Oskaloosa IA

Like shopping for auto or home insurance, it's best to shop around. One option is to discuss insurance with the dealer if you are considering an RV purchase. Chances are good that you can purchase insurance through the dealership. There are also several reputable firms which specialize in RV insurance. At the end of this article you will find a list of these firms you can contact to request a motorhome insurance quote.

State Farm Insurance - Randy Walston Agent
(641) 673-5395
1002 South 11th Street
Oskaloosa, IA
 
Dixon- Gary L - State Farm Insurance Agent
(641) 672-2160
1000 South 11th Street
Oskaloosa, IA
 
Richards- Pat
(641) 673-0088
309 1st Ave E
Oskaloosa, IA
 
State Farm Insurance Office
(641) 932-7612
6677 201st Street
Albia, IA
 
Cook & Son Agency Inc
(641) 628-4904
729 Franklin Street
Pella, IA
 
Walston- Randall L
(641) 673-4462
301 N 1st St
Oskaloosa, IA
 
Heil Insurance Agency Inc
(641) 673-6143
801 A Avenue East
Oskaloosa, IA
 
Chapman- James E
(641) 932-7950
3 Benton Ave E
Albia, IA
 
Bussey Insurance Service
(641) 944-5313
404 Merrill Street
Bussey, IA
 
Van Wyk- Kevin L
(641) 628-2550
703 Main St
Pella, IA
 

Insuring Your RV Investment

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Insuring Your RV Investment




At first glance, finding insurance for your RV might seem like a complex project. After all, how do you insure your home-on-wheels?

Never fear. Not only can your dealer and your lender both provide you with RV insurance, but there are also many other firms that specialize in RV insurance.

Like shopping for auto or home insurance, it's best to shop around. One option is to discuss insurance with the dealer if you are considering an RV purchase. Chances are good that you can purchase insurance through the dealership.

There are also several reputable firms which specialize in RV insurance. At the end of this article you will find a list of these firms you can contact to request a motorhome insurance quote.

When you shop, the Recreation Vehicle Industry Association recommends you keep these items in mind:

Motorhome policies should cover:
  • Liability

  • Comprehensive and collision coverage

  • Emergency living expenses

  • Furnishings, fixtures and appliances

  • Towing and labor costs

  • Fire department service charges
  • Uninsured motorist insurance

Policies for travel trailers, truck campers and pop-ups should include:
  • All-risk comprehensive coverage

  • Vacation liability for emergency motel and meal expenses

  • Towing

  • Fire department services

Other considerations:

There are several other factors you should know when purchasing insurance. First, your coverage needs may change if you use your RV for different purposes at different times of the year. For example, if you only go RV camping on weekends for part of the year then load up all your belongings to spend several months away from home, you may need additional coverage during the snowbird season.

Second, if you have a homeowner's policy, know which items in your RV are covered by that policy and which aren't. Consider additional theft or damage coverage for any personal items that are not covered by your homeowner's pol...

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