Good Sam RV Travel Guide & Campground Directory

RV Insurance Rapid City SD

Like shopping for auto or home insurance, it's best to shop around. One option is to discuss insurance with the dealer if you are considering an RV purchase. Chances are good that you can purchase insurance through the dealership. There are also several reputable firms which specialize in RV insurance. At the end of this article you will find a list of these firms you can contact to request a motorhome insurance quote.

Allstate Auto Insurance
(888) 355-7971
822 Main St
Rapid City, SD
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Andrew A Ainslie Ins Agcy Inc - State Farm Insurance Agent
(605) 348-3338
2720 West Main Street Ste 1
Rapid City, SD
 
Mike Tysdal Ins Agcy Inc - State Farm Insurance Agent
(605) 342-1827
803 Saint Joseph Street
Rapid City, SD
 
Brown- William H - State Farm Insurance Agent
(605) 348-2525
527 Kansas City Street
Rapid City, SD
 
Matthew D McCormick Ins Ag Inc - State Farm Insurance Agent
(605) 348-0464
1375 North Lacrosse Street Ste 2
Rapid City, SD
 
Alexander- Rodney J - State Farm Insurance Agent
(605) 348-0800
27 B Baken Park Shopping Centre
Rapid City, SD
 
Shobe Insurance Agency Inc - State Farm Insurance Agent
(605) 348-0467
2144 Jackson Boulevard Ste 1
Rapid City, SD
 
State Farm Insurance
(605) 248-0800
27 Baken Park Shopping
Rapid City, SD
 
Carlson- Scott A
(605) 342-0188
1375 N Lacrosse St
Rapid City, SD
 
Geico Insurance
(605) 923-4905
220 Frontage Rd
Box Elder, SD
 

Insuring Your RV Investment

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Insuring Your RV Investment




At first glance, finding insurance for your RV might seem like a complex project. After all, how do you insure your home-on-wheels?

Never fear. Not only can your dealer and your lender both provide you with RV insurance, but there are also many other firms that specialize in RV insurance.

Like shopping for auto or home insurance, it's best to shop around. One option is to discuss insurance with the dealer if you are considering an RV purchase. Chances are good that you can purchase insurance through the dealership.

There are also several reputable firms which specialize in RV insurance. At the end of this article you will find a list of these firms you can contact to request a motorhome insurance quote.

When you shop, the Recreation Vehicle Industry Association recommends you keep these items in mind:

Motorhome policies should cover:
  • Liability

  • Comprehensive and collision coverage

  • Emergency living expenses

  • Furnishings, fixtures and appliances

  • Towing and labor costs

  • Fire department service charges
  • Uninsured motorist insurance

Policies for travel trailers, truck campers and pop-ups should include:
  • All-risk comprehensive coverage

  • Vacation liability for emergency motel and meal expenses

  • Towing

  • Fire department services

Other considerations:

There are several other factors you should know when purchasing insurance. First, your coverage needs may change if you use your RV for different purposes at different times of the year. For example, if you only go RV camping on weekends for part of the year then load up all your belongings to spend several months away from home, you may need additional coverage during the snowbird season.

Second, if you have a homeowner's policy, know which items in your RV are covered by that policy and which aren't. Consider additional theft or damage coverage for any personal items that are not covered by your homeowner's pol...

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