Good Sam RV Travel Guide & Campground Directory

Remote Banking Services Oskaloosa IA

Most financial institutions allow remote banking services perfect for customers on the road. Many more are beginning to provide mobile banking as a service. Banks today are consolidating into multi-state, sometimes nation-wide, networks to compete. RVers are no longer tied to a specific branch or banker to meet their needs. Alternative financial institutions, such as credit unions and even brokerage houses now offer many of the same services as a traditional bank.

Bank of the West - Oskaloosa (Hy-Vee) Branch
(800) 488-2265
110 South D Street Office 100
Oskaloosa, IA
ATM Fees
monthly fee: Monthly service fees range from $0 to $10.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided by:
Wells Fargo - Pella Branch
(866) 245-3452
712 Washington St
Pella, IA
ATM Fees
monthly fee: Monthly service fees range from $0 to $30.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.50 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Free Checks, Unlimited Checks

Data Provided by:
US Bank - New Sharon Offfice
(641) 637-4196
102 S Main
New Sharon, IA
 
Wells Fargo - Pella
(641) 628-1606
712 Washington St
Pella, IA
Type
Branch
Office Hours
Mon-Fri 08:00 AM-05:00 PM
Sat 08:00 AM-12:00 PM
Sun Closed

Wells Fargo - Marion Branch
(866) 245-3452
340 Seventh Avenue
Marion, IA
ATM Fees
monthly fee: Monthly service fees range from $0 to $30.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.50 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Free Checks, Unlimited Checks

Data Provided by:
U.S. Bank - New Sharon Branch
(800) 872-2657
102 South Main
New Sharon, IA
ATM Fees
monthly fee: Monthly service fees range from $0 to $10.95. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.50 fee each time you use a non-affiliated ATM after 2 uses per month. (Fee does not apply to all accounts.) (Not all accounts provide this fee waiver.)
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided by:
U.S. Bank - Pella Branch
(800) 872-2657
801 Broadway Street
Pella, IA
ATM Fees
monthly fee: Monthly service fees range from $0 to $10.95. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.50 fee each time you use a non-affiliated ATM after 2 uses per month. (Fee does not apply to all accounts.) (Not all accounts provide this fee waiver.)
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided by:
US Bank - Pella Office
(641) 628-2121
801 Broadway St
Pella, IA
Drive Up Hours
Mon 07:30 am to 05:30 pm
Tue 07:30 am to 05:30 pm
Wed 07:30 am to 05:30 pm
Thur 07:30 am to 05:30 pm
Fri 07:30 am to 06:00 pm
Sat 07:30 am to 12:00 pm

Wells Fargo - Grinnell Branch
(866) 245-3452
833 4th Avenue
Grinnell, IA
ATM Fees
monthly fee: Monthly service fees range from $0 to $30.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.50 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Free Checks, Unlimited Checks

Data Provided by:
Wells Fargo - East Euclid Mb Branch
(866) 245-3452
3400 E 25th St
Des Moines, IA
ATM Fees
monthly fee: Monthly service fees range from $0 to $30.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.50 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Free Checks, Unlimited Checks

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Remote Banking Services

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Banking With the Road Warriors

Tips on Mobile Banking While On the Road or in an RV Park
By James Heckman

RVers have the freedom to travel to any location, any time they want a change of scenery. However, like any army, travel is limited by the supply line. An RVer without convenient banking services while on the road is as tied to geography as those poor souls without an RV.

RVers have a number of options for taking care of their banking and investment needs. Each case is obviously unique, but the following suggestions should help in planning a banking strategy.

An RVer's independence on the road depends mainly on the comfort level with, and trust of, technology. The most basic level of on-the-road banking is to authorize a trusted family member or friend to handle simple needs like bill payments and deposits. Ideally, RVers would enjoy worry free travel with nothing but a debit card and a credit card for money. Unfortunately, such an arrangement leaves the RVer dependent and vulnerable. The designated family member could be incompetent, or dishonest, and RVers would find themselves in an uncomfortable bind.

Most financial institutions allow remote banking services perfect for customers on the road. Many more are beginning to provide mobile banking as a service. Banks today are consolidating into multi-state, sometimes nation-wide, networks to compete. RVers are no longer tied to a specific branch or banker to meet their needs. Alternative financial institutions, such as credit unions and even brokerage houses now offer many of the same services as a traditional bank.

“Our mission is to be every members primary financial resource,” said John Sahagian at Baxter Credit Union. “We do most of a bank’s functions to remain competitive.”

Usually, bills arrive in the mail as a payment notice. Unfortunately, sometimes mail can be delayed while a relative, or a forwarding service, transfers mail to an RV park's campground mailbox. The first step in highway banking is to reduce the volume of financial mail.

Banks, and some of the larger, full-service credit unions, allow customers to transfer debts. If an RVer works with only one financial institution for a mortgage, loan, checking or savings account, IRA, and credit cards, almost all banking and bill payments can be done over the phone, online, or through an ATM.

Unfortunately, servicing all finances through one institution can have a down side, the convenience may require a trade off in interest rates or service fees. Shop around for a bank suited to your needs.

First, look for a bank with 800 number access to accounts. Each customer has a secret PIN number for security. Usually, larger banks allow customers to check account balances and transactions, transfer funds between accounts and even automatically pay bills like a mortgage or loan payment. With the growing popularity of electronic deposit, social security and pension checks can usually be deposited ...

Click here to read the rest of this article from Woodall's

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